Phaze digital payout infrastructure connecting digital economies to real-world spending

Connect Digital Economies to Real-World Spending

Secure payout infrastructure API for enterprises. Issue digital gift cards, cash cards, and mobile top-ups to 2,500+ brands across 150+ countries.

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Free to test, integrate, and use
Instant delivery
150+ countries

Trusted by fintech platforms, payment services, and reward ecosystems

2,500+
Brands
150+
Countries
Instant
Delivery
3-5%
Profit Margin

Access 2,500+ Brands

Issue digital gift cards, cash cards, and mobile top-ups to 2,500+ brands and 500+ mobile carriers worldwide.

Available in 150+ Countries

Global coverage with built-in compliance frameworks. Expanding availability across North America, Europe, Asia Pacific, and Latin America. Explore our global solutions.

Instant Delivery

Process transactions in seconds. Users can convert digital value to gift cards, mobile top-ups, or cash cards instantly.

Earn Up to 3-5% Profit

Enterprises can profit from every end-user transaction by integrating Phaze with your platform.

RESTful API

Well-documented REST API with comprehensive Postman collection. Webhook support for real-time event notifications. Learn more in our developer documentation.

Free to Test, Integrate, and Use

Completely free to implement with no setup fees, customization fees, transaction fees, or monthly fees. Start building immediately with no costs or commitments.

2,500+ Brands Available

Issue digital gift cards, cash cards, and prepaid mobile top-ups to 2,500+ brands and 500+ mobile carriers.

Powering the Digital Economy

Trusted by fintech platforms, payment services, and reward ecosystems worldwide. Get started for free.

Fintech Platforms & Payment Services

Offer compliant payout services for withdrawals and disbursements without cash handling

  • No user fee, instant transactions
  • Increase transaction volume and user engagement
  • Easy integration for compliant payouts

Enterprise Payment Platforms

Expand your payment capabilities by enabling real-world spending options

  • Easy to setup revenue stream
  • Generate revenue from transaction margins
  • Reach broader user base

Rewards & Loyalty Apps

Fast reward redemption with instant delivery

  • No user fee, instant redemption
  • Free to integrate — no setup costs
  • Increase user engagement

Neobanks & Digital Banking

Integrate compliant payout services with global coverage

  • No user fee, instant payouts
  • Increase transaction volume
  • Global compliance built-in

Payment Service Providers

Enable flexible payout options without cash handling

  • Easily integrate globally compliant payouts
  • Generate new revenue stream from brands
  • No costs to users

Go Live in Four Simple Steps

From sandbox testing to production deployment in days. Technical integration takes 2-4 hours; complete onboarding including compliance verification takes days.

01

Contact Us

Schedule a discovery call via our contact form or email support@phaze.io. We'll discuss your use case and provide sandbox credentials including API key, secret, and a Postman environment file with pre-configured variables. Sandbox access is granted within 24 hours with no credit card required.

02

Integrate the API

Use our Postman collection (50+ endpoints) to integrate the REST API. Authentication uses API Key + SHA256 signature. Typical integration time: 2-4 hours for experienced developers. Code examples available in Node.js, Python, and cURL.

03

Configure Your Offering

Filter 2,500+ brands and 500+ mobile carriers by country (ISO 3166-1), category, denomination, and availability. Brand metadata includes logos, descriptions, and redemption instructions.

04

Launch and Track Results

Complete compliance verification (3-5 business days), then receive production credentials. Pre-fund your account via wire transfer. Receive instant notifications when transactions are created, completed, or fail—no need to poll the API for status updates.

Simple & Secure

The secure payments disbursement API for enterprises

B2B payments disbursement API for fintech platforms, neobanks, and payment service providers. Issue digital gift cards, cash cards, and mobile top-ups to 2,500+ brands and 500+ mobile carriers across 150+ countries. RESTful API with SHA256 signature authentication, comprehensive Postman collection (50+ endpoints), and real-time webhook notifications.

Full-featured sandbox environment
REST API + Webhook notifications
Postman collection & examples
Signature-based authentication
// Authentication with API Key + Signature
const crypto = require('crypto');

const apiKey = process.env.PHAZE_API_KEY;
const secret = process.env.PHAZE_SECRET;

// Generate signature
const method = 'POST';
const path = '/purchase';
const body = JSON.stringify({
  orderId: '92e38516-4fa1-4eaf-a166-4eb2074abbfc',
  productId: 10111329033,
  price: 50,
  externalUserId: 'user_123'
});

const signature = crypto
  .createHash('sha256')
  .update(`${method}${path}${secret}${body}`)
  .digest('hex');

// Make API request
const response = await fetch('https://sandbox.phaze.io/purchase', {
  method: 'POST',
  headers: {
    'API-Key': apiKey,
    'Signature': signature,
    'Content-Type': 'application/json'
  },
  body: body
});
Schedule Discovery Call

Contact support@phaze.io for sandbox credentials • Full Postman collection

100% Customizable White-Label API

Fully customizable white-label API. Your users stay on your platform while accessing 2,500+ brands and 500+ mobile carriers.

Deploy under your brand with complete control over user experience, branding, and flows.

Custom Branding

Deploy with your logo, colors, and brand identity

Compliance Ready

Built-in KYC/AML and regulatory frameworks

Custom Flows

Tailor user experiences to your specifications

Enterprise SLA

Dedicated support with guaranteed uptime

Apply for White-Label Partnership

Enterprise-grade infrastructure, seamless integration

Build Without Barriers — Zero Cost, Maximum Value

Get instant access to our full-featured sandbox, integrate in minutes, and launch your digital payout platform—all completely free. No credit card required, no commitments, no catch.

✓ 100% Free Implementation • ✓ No Setup Fees • ✓ No Monthly Minimums • ✓ No Transaction Fees • ✓ Instant Access

Start Testing Today

Free Sandbox Access

Test our API with sample data — no commitments

  • Full API access with test data
  • Simulate gift card issuance
  • Preview redemption workflows
  • Complete documentation
  • Code examples & APIs
Schedule Discovery Call
Developer-First Setup

Integration Support

Technical guidance to help you go live faster

  • Comprehensive documentation
  • APIs for all major languages
  • Integration samples & guides
  • Technical support team
  • Live implementation assistance
For Approved Partners

Enterprise Whitelabel

Fully branded experience with dedicated support

  • 100% white-label customization
  • Global brand coverage
  • Regulatory compliance built-in
  • Dedicated integration support
  • Custom partnership terms
  • Priority technical support
Apply for Partnership

Truly Free—No Strings Attached

We believe great infrastructure shouldn't cost a fortune to access. That's why Phaze is completely free to use, free to integrate, and free to scale. Zero setup fees, zero customization fees, zero transaction fees, zero monthly fees—just pure value.

Start building today with zero risk. Enterprise partners can earn competitive margins on every transaction while providing world-class payout experiences to their users.

Latest Resources

Technical guides, integration tutorials, and fintech insights to help you build faster.

Frequently Asked Questions

Everything you need to know about Phaze and our platform

Schedule Your Discovery Call

Let's discuss your use case and get you set up with sandbox access. We'll respond within 24 hours.

Example: We're building a rewards platform that needs to issue digital gift cards to users in 50+ countries. We process approximately 10,000 transactions monthly and need instant delivery with global brand coverage.

✓ Response within 24 hours • ✓ Sandbox credentials via email • ✓ Full Postman collection