How to Support Multi-Currency Top-Ups and Card Transfers
How a white-label, API-first payout layer supports multi-currency top-ups, prepaid card transfers, and gift card delivery across markets without fragmented integrations.

Secure payout infrastructure API for enterprises. Issue digital gift cards, cash cards, and mobile top-ups to 2,500+ brands across 150+ countries.
Trusted by fintech platforms, payment services, and reward ecosystems
Issue digital gift cards, cash cards, and mobile top-ups to 2,500+ brands and 500+ mobile carriers worldwide.
Global coverage with built-in compliance frameworks. Expanding availability across North America, Europe, Asia Pacific, and Latin America. Explore our global solutions.
Process transactions in seconds. Users can convert digital value to gift cards, mobile top-ups, or cash cards instantly.
Enterprises can profit from every end-user transaction by integrating Phaze with your platform.
Well-documented REST API with comprehensive Postman collection. Webhook support for real-time event notifications. Learn more in our developer documentation.
Completely free to implement with no setup fees, customization fees, transaction fees, or monthly fees. Start building immediately with no costs or commitments.
Issue digital gift cards, cash cards, and prepaid mobile top-ups to 2,500+ brands and 500+ mobile carriers.
Trusted by fintech platforms, payment services, and reward ecosystems worldwide. Get started for free.
Offer compliant payout services for withdrawals and disbursements without cash handling
Expand your payment capabilities by enabling real-world spending options
Fast reward redemption with instant delivery
Integrate compliant payout services with global coverage
Enable flexible payout options without cash handling
From sandbox testing to production deployment in days. Technical integration takes 2-4 hours; complete onboarding including compliance verification takes days.
Schedule a discovery call via our contact form or email support@phaze.io. We'll discuss your use case and provide sandbox credentials including API key, secret, and a Postman environment file with pre-configured variables. Sandbox access is granted within 24 hours with no credit card required.
Use our Postman collection (50+ endpoints) to integrate the REST API. Authentication uses API Key + SHA256 signature. Typical integration time: 2-4 hours for experienced developers. Code examples available in Node.js, Python, and cURL.
Filter 2,500+ brands and 500+ mobile carriers by country (ISO 3166-1), category, denomination, and availability. Brand metadata includes logos, descriptions, and redemption instructions.
Complete compliance verification (3-5 business days), then receive production credentials. Pre-fund your account via wire transfer. Receive instant notifications when transactions are created, completed, or fail—no need to poll the API for status updates.
The secure payments disbursement API for enterprises
B2B payments disbursement API for fintech platforms, neobanks, and payment service providers. Issue digital gift cards, cash cards, and mobile top-ups to 2,500+ brands and 500+ mobile carriers across 150+ countries. RESTful API with SHA256 signature authentication, comprehensive Postman collection (50+ endpoints), and real-time webhook notifications.
// Authentication with API Key + Signature
const crypto = require('crypto');
const apiKey = process.env.PHAZE_API_KEY;
const secret = process.env.PHAZE_SECRET;
// Generate signature
const method = 'POST';
const path = '/purchase';
const body = JSON.stringify({
orderId: '92e38516-4fa1-4eaf-a166-4eb2074abbfc',
productId: 10111329033,
price: 50,
externalUserId: 'user_123'
});
const signature = crypto
.createHash('sha256')
.update(`${method}${path}${secret}${body}`)
.digest('hex');
// Make API request
const response = await fetch('https://sandbox.phaze.io/purchase', {
method: 'POST',
headers: {
'API-Key': apiKey,
'Signature': signature,
'Content-Type': 'application/json'
},
body: body
});Contact support@phaze.io for sandbox credentials • Full Postman collection
Fully customizable white-label API. Your users stay on your platform while accessing 2,500+ brands and 500+ mobile carriers.
Deploy under your brand with complete control over user experience, branding, and flows.
Deploy with your logo, colors, and brand identity
Built-in KYC/AML and regulatory frameworks
Tailor user experiences to your specifications
Dedicated support with guaranteed uptime
Enterprise-grade infrastructure, seamless integration
Get instant access to our full-featured sandbox, integrate in minutes, and launch your digital payout platform—all completely free. No credit card required, no commitments, no catch.
✓ 100% Free Implementation • ✓ No Setup Fees • ✓ No Monthly Minimums • ✓ No Transaction Fees • ✓ Instant Access
Test our API with sample data — no commitments
Technical guidance to help you go live faster
Fully branded experience with dedicated support
We believe great infrastructure shouldn't cost a fortune to access. That's why Phaze is completely free to use, free to integrate, and free to scale. Zero setup fees, zero customization fees, zero transaction fees, zero monthly fees—just pure value.
Start building today with zero risk. Enterprise partners can earn competitive margins on every transaction while providing world-class payout experiences to their users.
Technical guides, integration tutorials, and fintech insights to help you build faster.
How a white-label, API-first payout layer supports multi-currency top-ups, prepaid card transfers, and gift card delivery across markets without fragmented integrations.
How a unified payout API routes value across mobile top-ups, digital gift cards, and virtual or prepaid cards from a single embedded integration.
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Phaze's infrastructure enables instant payouts to 150+ countries through a unified API. Learn how leading fintech platforms are scaling their payout operations globally.
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Learn how to implement webhooks for real-time transaction notifications and status updates in your Phaze integration.
Understanding how Phaze handles compliance across 150+ countries, including KYC/AML requirements and regulatory frameworks.
A comprehensive guide to using Phaze's sandbox environment for testing, development, and integration validation before production deployment.
Everything you need to know about Phaze and our platform
Let's discuss your use case and get you set up with sandbox access. We'll respond within 24 hours.